Get funding.
Stay Stocked.
Meet Demand.
Since 2014, we’ve helped thousands of independent and franchise dealerships keep their forecourts stocked, funding more than £6.5bn worth of vehicles.
Specialist used vehicle stock funding
Stock funding is here to help you purchase the vehicles you want for your forecourt. Designed solely for dealers, stock funding frees up cash for you to use across your business, so you can stock more vehicles and improve your profits.
What makes NextGear Capital different?
100% vehicle funding*
Available for up to 150 days, maximise your cash availability by funding the purchase price, buyer and delivery expenses in one simple transaction.
Get the stock you want
You have the flexibility to buy stock from any source. We’ll fund part-exchanges, auction and trade purchases up to €90,000.
Hassle free payments
We offer instant confirmed payments at 70+ auction and wholesale partners. Drive away the same day knowing 100% of the hammer price is covered, plus any buyer and delivery fees.
Only pay for what you use
You're free to lean on us, whenever and wherever it suits you. Stock funding is our specialism: we’ve no expectations for your exclusivity or retail business.
How it works
Apply for a NextGear Capital stocking plan
Register your interest below in a NextGear Capital stocking plan and one of our Account Managers will be in contact with more information.
Select Your Stock
Browse, bid, and load high-quality used trade vehicles with your NextGear Capital stocking plan. Get 100% vehicle funding* for up to 150 days and guaranteed instant payment.
Add Vehicles to Your Plan
Let the auction center know you'd like to pay using NextGear Capital for instant payment, plus buyer and delivery fees covered. The vehicle will be added to your stocking plan, and you can drive away the same day.
Make Flexible Payments
Support your cashflow with manageable interim payments. Settle once the vehicle is sold or at the end of the stocking term.
Experience you can depend on
We support dealers throughout the UK and Republic of Ireland of all shapes, sizes, and specialisms. If you’ve been trading 12+ months, are VAT registered and have physical retail premises, we’d love to talk.
